Looking for a good dental plan?
You'll find several here.
Dental Insurance Program
Individual Supplemental
Group Dental - Orthodontic Benefits
Need individual supplemental
dental insurance?
If you live in Maryland
there's no doubt that we have your two best options with the Maryland
Preventive Dentistry Program and Superior Dental Group.
But if you don't live in Maryland
one particular competitor of ours, DentalInsurance.com,
is probably worth checking out simply because of the wide variety of plans
and programs they carry. We once tried to line up a lot of different programs
ourselves in order to compete with them but it turns out we don't have
the resources necessary to negotiate the rates they came up with.
DentalInsurance.com
has national plans as well as a number of regional plans that might be
just what you're looking for today. But, remember, if you live in Maryland
no one has a program good enough to beat ours!
Dental Insurance 9
(5)
1.
American Association of Orthodontists Public Information
How can I finance my dental care?
Flexible Spending Accounts....
also known as Section 125 Benefit Plans, Cafeteria Plans, Flexible Benefit Plans or simply Flex, are one of the most dramatic developments in employee benefit plan design in recent years.
What is a Flexible Spending Account?
It is a benefit plan, established under Section 125 of the Internal Revenue Code that allows employees to pay for certain qualified benefits (such as dental care) with pretax dollars. This means the employee's cost of these certain benefits are paid from their salary before taxes (FICA, Federal, and in most cases State taxes) are calculated. This can result in lower tax liability (both for the employee and employer) and more take home pay.
A Flexible Spending Account allows an employee to set up individual accounts used to pay for unreimbursed dental expenses with pretax dollars.
If you're interested in learning more about Flexible Spending Accounts ask your employer.
Traditional Dental Benefits....
"Usual, Customary and Reasonable" (UCR) programs usually allow patients to go to the dentist of their choice. These plans pay a set percentage of the dentist's fee or the plan administrator's "reasonable" or "customary" fee. These limits are the result of a contract between the plan purchaser and the third-party payer. Although these limits are called "customary," they may or may not accurately reflect the fees that area dentists charge. These plans typically pay as the dental work is completed.
Table or Schedule of Allowance programs determine a list of covered services with an assigned dollar amount. That dollar amount represents just how much the plan will pay for those services that are covered. Most often, it does not represent the dentist's full charge for those services. The patient pays the difference.
Contact your employer to see if you are eligible for traditional dental benefits.
2.
CIGNA - A Business of Caring
An employee benefits company providing health, retirement, accident, disability, and other employee benefits
4.
Delta Dental of California
Delta Dental of California offers traditional fee-for-service, dental PPO and HMO program options for groups, individuals and families.Delta Dental of Pennsylvania, Delta Dental Insurance Company appoint two key executives
May 20, 2003
Mechanicsburg, Penn./Alpharetta, Ga —Delta Dental of Pennsylvania and Delta Dental Insurance Company, part of the 16-state enterprise formed jointly with Delta Dental of California and its affiliates, today announced the appointment of two key
5.
DeltaDental.com
DeltaDental.com Featured Dentist Information
Below are some featured sections that provide useful information for our Dentists. Please check back for frequent updates.
Dentist Connection (NEW!)
